The Cobalt Agency only provides coverage from insurance companies that are specialists in trucking, provide great claims service, and have a strong financial rating.

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Physical Damage

Physical Damage protects your tractor and trailer around-the-clock in the continental USA. Since we’re focused on insuring owner-operators, we provide Physical Damage coverage that is specifically tailored to protect your rig. The Cobalt Agency offers collision and specified perils coverage that includes towing, labor, and a wide range of deductible options.

Endorsement options that can enhance your coverage include:

• Diminishing deductible every year there is no loss
• Tarps, chains, and binders coverage
• Personal effects coverage
• Electronic equipment coverage

Non-Trucking Liability

Non-Trucking Liability offers liability coverage for property damage or bodily injury to a third party while you are using your truck for non-business purposes.

Interim

This 30 day policy, which covers Physical Damage and can include Non-Trucking Liability, is perfect for drivers who eventually lease-on with a motor carrier but won’t have the immediate coverage that is necessary to leave the dealership with their truck.